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district lending service

Better rates,
better service.
Any questions?

Our simple process saves you money and time.

Advances in tech and communication have made the mortgage process infinitely more simple, but traditional lenders are still stuck in their old patterns. And who pays the price for their outdated system? Homebuyers.

We’re fed up with it. And we know you are too. That’s why District Lending was created. Our goal is to change the way home lenders do business. We’re built around customer-first support, instead of company-first sales. We provide specialty advice, industry-leading access, and the tech savvy of internet natives–all in order to match you with your best home loan.

Simply said, we’re making home loans easy and affordable.

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How do we do it?

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Specialty experience.

All we do every day is mortgages. We’ve seen every type of loan scenario. We want to tailor your loan to your liking and give you great terms to go with it!

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Low overhead costs.

Big retail lenders and banks have bloated staff and layers of management. All of that gets factored into your rate. We are 100% online. No fancy office space or layers of management, so those savings go straight to you.

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Wide range of options.

We have established relationships with lenders around the country who offer different rates and specialties. This means we can match you with your perfect lender to get the best rate for your specific situation.

Decor Cloud
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We don’t like to brag… (so we’ll let our clients
do it for us)

See our excellent reviews on Google.

Google Reviews

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I was originally going to go through Quicken Loans but i saw they were charging me a bunch of points. My friend used Josh and was extremely happy with the numbers and speed at which everything was done. I contacted Josh who was very knowledgeable and was able to work the numbers to my liking. I found the process very easy and was able to reach Josh and my processor Shirley within a few business hours. I would use them again

─ Samantha Brown

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Josh is friendly, knowledgeable, and made the refinancing of my home an easy streamlined process. His rates were the lowest I have found and I did shop around. I’m just glad I went o see him! I would, and have, recommended Josh to all of my friends and family.

─ Richard Walker

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Working with Josh was such a pleasure! He fought hard to find me the perfect rate. During the process he was very communicative and even got my loan closed in less than 30 days. I was hesitant to refinance at first, but glad I ended up doing so. I highly recommend Josh and his company.

─ Kristie Gross

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The District Lending Team made the entire process easy and transparent for us and was available to answer questions at any time via email, text, or phone call. It was our first home purchase and we were nervous but they made sure to keep us up-to-date and thoroughly explain everything happening.

─ Alisha Francis

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This place is amazing! They are all so kind and efficient. Everything was explained in great detail which made the entire loan process a breeze and really helped take the stress off. The entire mortgage team was also kind and very helpful! I wouldn’t recommend anyone this great place!

─ Berniece Bryd

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This mortgage lender is the best place in all of Phoenix! They did an absolutely incredible job. The process was quick and efficient. Communications was efficient and transparent. Not once did I feel out of sorts or uncomfortable about anything.

─ Peter Doyle