icon-french-curveicon-cloudicon-cloud
girl reading

Looking for your
dream home?

You find it, we’ll finance it.

So you’ve found the perfect house. It’s time to get funding squared away. With a massive product mix available from diverse lenders around the country, we find the best loan for your specific needs at an affordable price. We do mortgages all day, every day so you don’t have to.

icon-cloudicon-cloudicon-cloudicon-cloudicon-cloud

Types of Loans

icon-circle-dollar-greenicon-circle-dolar-blueicon-circle-dollar-greenicon-circle-dollar-greenicon-circle-dolar-blue
icon-horizontal-swipe
SWIPE

Conventional Loans

Conventional loans are the most popular mortgage product. Conventional loans fit within the loan limit set by the Federal Housing Finance Agency for your area (currently set to $510,400). I know, boring! Lets get to the good stuff.
Perfect for:
  • Buyers with excellent credit
  • Those with 3% minimum saved up for a down payment
  • Individuals with no major derogatory credit (i.e. foreclosures, bankruptcies, etc.)
  • More buying power over FHA
icon-circle-dollar-greenicon-circle-dolar-blueicon-circle-dollar-greenicon-circle-dollar-greenicon-circle-dolar-blue
icon-horizontal-swipe
SWIPE

Jumbo Loans

Planning to buy a swanky new property? You may need a jumbo loan. The current conventional loan limit in Maricopa county is $510,400 (2019) for a single unit home. This means that more luxurious homes require a loan that exceeds standard limits. These higher loans are called jumbo loans.
Perfect for:
  • Buyers looking at a property above average market price (over $510,400 in most counties)
  • Individuals with a down payment of at least 5%
  • Those with excellent credit scores
  • No monthly mortgage insurance on jumbo loan products
icon-circle-dollar-greenicon-circle-dolar-blueicon-circle-dollar-greenicon-circle-dollar-greenicon-circle-dolar-blue
icon-horizontal-swipe
SWIPE

FHA Loans

FHA Loans are insured by the federal housing administration. This makes home ownership accessible to borrowers with not so perfect credit and less money down. It’s a very popular options among first time home buyers.
Perfect for:
  • Buyers with credit scores as low as 580
  • Individuals with a down payment of 3.5%
  • Those with less than perfect credit
  • Excellent rates even for those with blemished credit (i.e. foreclosures, short sales, etc.)
icon-circle-dollar-greenicon-circle-dolar-blueicon-circle-dollar-greenicon-circle-dollar-greenicon-circle-dolar-blue
icon-horizontal-swipe
SWIPE

VA Loans

VA loans are exclusively available for active or veteran service members and are underwritten by the federal government, allowing lenders to offer lower rates to veterans. With 100% financing available from the US Department of Veteran Affairs, this is often the best option for anyone who qualifies. Thank you for your service!
Perfect for:
  • Active duty or veteran military personnel
  • 100% financing and low mortgage rates
  • No monthly mortgage insurance
  • VA loans are also available for refinancing
icon-circle-dollar-greenicon-circle-dolar-blueicon-circle-dollar-greenicon-circle-dollar-greenicon-circle-dolar-blue
icon-horizontal-swipe
SWIPE

Renovation Loans

Are you planning to remodel, expand, or renovate your home? Renovation loans can finance your home improvements, from new flooring to a new roof, and even a room addition.
Perfect for:
  • Both new home buyers and homeowners remodeling their current home
  • Available in both conventional and government-insured options
  • Flippers
icon-circle-dollar-greenicon-circle-dolar-blueicon-circle-dollar-greenicon-circle-dollar-greenicon-circle-dolar-blue
icon-horizontal-swipe
SWIPE

Bank Statement Loans

Not everyone falls into the traditional lending space. But don’t worry–we know how to think outside the box. If you have excellent scores and money for a down payment, chances are you can in fact get financing with a bank statement loan. Perfect for self employed borrowers.
Perfect for:
  • Self employed borrowers at least two years in business
  • Individuals ready to put 10% down
  • Business owners who can’t get Conventional/FHA/Jumbo financing due to income
icon-circle-dollar-greenicon-circle-dolar-blueicon-circle-dollar-greenicon-circle-dollar-greenicon-circle-dolar-blue
icon-horizontal-swipe
SWIPE

Investor Loans

If you can put 20% down, then we can get rid of all the red tape. Skip the paperwork and streamline your loan process. These loans (also known as Stated Income loans) are an investor’s best friend.
Perfect for:
  • Property owners ready to put 20% down
  • Available only for investment properties
  • Borrowers who want to save time and hassle